Welcome to APPNAME!

This Privacy Policy explains how APPCOMPANY ("Company," "we," "us," or "our") collects, uses, discloses, and safeguards your information when you use our mobile application (the "App").

By accessing or using the App, you agree to the data practices described in this Policy.

1. Information We Collect

1.1 Information You Provide

When you interact with the App, you may provide information such as:

• Identity Data: Name, date of birth, Social Security Number (SSN), or government-issued ID.
• Contact Data: Email address, phone number, and mailing address.
• Financial Data: Income, employment details, banking information, and credit history.
• Loan Request Data: Loan purpose, requested amount, and preferred repayment terms.

1.2 Information Collected Automatically

When you use the App, we automatically collect certain technical and usage information, including:

• Device and Technical Data: Device type, operating system, IP address, browser type, and device identifiers.
• Usage Data: Pages or screens viewed, features used, and session duration.
• Location Data: If enabled, real-time geolocation data to improve service relevance.

1.3 Information from Third Parties

We may receive additional data about you from:

• Credit Reporting Agencies: To help Lenders assess eligibility.
• Third-Party Lenders: Updates about your loan applications and offer status.
• Identity Verification Services: Tools used to confirm your identity and prevent fraud.

2. How We Use Your Information

We use the information we collect to:

• Process Loan Requests: Submit and manage your loan applications through our partner network.
• Verify Identity: Authenticate user identity and prevent unauthorized access.
• Improve User Experience: Enhance App functionality, performance, and personalization.
• Provide Customer Support: Respond to inquiries, feedback, and service requests.
• Comply with Legal Obligations: Meet regulatory, tax, and compliance requirements.
• Send Marketing Communications: Deliver updates, promotions, or special offers (with your consent).

3. How We Share Your Information

3.1 With Lending Partners

We share your personal and financial information with third-party lenders to help you obtain loan offers. Each Lender's privacy practices are governed by their own policies.

3.2 With Service Providers

We work with trusted third parties who help us operate and improve the App, including:

• Payment processors
• Identity verification and fraud prevention services
• Analytics and marketing partners

These providers are contractually obligated to protect your data and use it only for authorized purposes.

3.3 For Legal or Safety Reasons

We may disclose information if required by law or if we believe it is necessary to:

• Comply with subpoenas, court orders, or legal investigations
• Prevent fraud or illegal activity
• Protect the rights, property, or safety of APPCOMPANY, our users, or the public

3.4 Business Transfers

If APPCOMPANY undergoes a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction.

4. Your Privacy Choices

You have several options regarding your personal information:

• Access and Correction: Request a copy of your data or ask us to correct inaccuracies.
• Deletion: Request that we delete your personal information, unless we are required by law to retain it.
• Marketing Preferences: Opt out of receiving marketing emails at any time by following the unsubscribe instructions or contacting us directly.

To exercise these rights, contact us at support@mybestcash.com.

5. Data Security

We implement industry-standard measures to protect your data, including:

• Encryption during transmission and storage
• Restricted employee access to personal data
• Continuous monitoring for unauthorized or suspicious activity

While we strive to protect your information, no system is completely secure. Please take care when sharing personal data online.

6. Data Retention

We retain your information only as long as necessary to:

• Provide our services
• Fulfill legal, tax, and regulatory obligations
• Prevent fraud and resolve disputes

Once retention is no longer required, your information will be securely deleted or anonymized.

7. Children's Privacy

The App is intended for users aged 18 and older. We do not knowingly collect data from minors. If we learn that we have received information from someone under 18, we will delete it promptly.

8. Third-Party Links

The App may contain links to external websites or services not operated by us. We are not responsible for their content or privacy practices. Please review their privacy policies before providing any personal data.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will notify users via:

• In-App notifications, or
• Email communication (if applicable).

Your continued use of the App after such updates indicates your acceptance of the revised Policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

APPCOMPANY
Email: support@mybestcash.com